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Death is the permanent state of (non-)existence in which a previously living Sim, pet, or other creature ceases to live.
Causes of death range from natural causes (brought on by reaching the end of the elder life stage), accidents, player neglect, or through the deliberate player choice(s).
Also, it may not be possible to plead for a drowned Sim, as living Sims will not be able to get to the Grim Reaper if he is out in the water.
However, if The Sims 2: Apartment Life is installed, an infallibly good witch or warlock with 9 or more magic skill can use the spell "Expello Mortis", which will reach further out, though it will not be able to reach the middle of a very large pool.
In the initial release of The Sims 4, Sims did not starve to death outside of their home neighborhood, but this limitation has been removed in recent updates.