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The idea is to get you to suspend good sense and become enamored with someone you've known online for just a few weeks and have never met in person. Kipps has decided that another tip-off is photographs that show all the trappings of wealth -- exotic cars, mansions, pictures in romantic foreign settings.

Of course, real people sometimes have nice things and go to great places, but these visual cues are key to scammers who want to get your guard down for their future bid for cash.

By then, Morrison knew she was dealing with a scammer.

"The story was getting more and more bizarre," she says.

Morrison says she realizes that photos posted by her one-time suitor were also fakes. Linguistic anomalies: Bad grammar, strange word choices and linguistic gymnastics are other signs of a foreign scammer, experts say. Kipps says her worst experience was with a man who claimed to be a widower raising his five-year-old daughter. Says Kipps: "What kind of horrible person does something like that?

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